Terms and Conditions
INSUREU2 Corp.
Last Updated: April 24, 2026
PLEASE READ THESE TERMS CAREFULLY BEFORE USING THE INSUREU2 SERVICE. BY ACCESSING OR USING THE SERVICE, YOU AGREE TO BE LEGALLY BOUND BY THESE TERMS. IF YOU DO NOT AGREE, DO NOT USE THE SERVICE.
1. Legal Entities and Definitions
The following definitions apply throughout these Terms:
“INSUREU2” or “INSUREU2 Corp.” refers to INSUREU2 Corp., a Wyoming corporation that operates the INSUREU2 Service, including its marketing, informational content, and platform access.
“INSUREU2 Artificial Intelligence” refers to IU2 Technology LLC, a Delaware limited liability company and separate, independent legal entity that develops and provides artificial intelligence software and related technology services under a distinct agreement.
“Vertical Entities” refers to independent third-party companies, technology providers, or service partners promoted, referenced, or accessible through the INSUREU2 platform. Each Vertical Entity operates independently and is solely responsible for its own services, contracts, and obligations.
“Service” or “INSUREU2 Service” refers collectively to the website at insureu2.club, related portals, applications, content, and platform functionality operated by INSUREU2 Corp.
“You” or “User” refers to any individual or entity accessing or using the Service.
“AI Outputs” refers to any outputs, recommendations, transcriptions, summaries, analytics, or guidance generated by artificial intelligence technology operated by IU2 Technology LLC.
2. Acceptance of Terms
By accessing or using the INSUREU2 Service, you:
• Acknowledge that you have read, understood, and agree to be legally bound by these Terms;
• Agree to the INSUREU2 Privacy Policy, incorporated herein by reference;
• Represent that you have the legal capacity and authority to enter into this agreement.
If you do not agree to these Terms in their entirety, you must immediately cease all use of the Service.
3. Scope of Services
INSUREU2 Corp. provides:
• Marketing, informational, and promotional content;
• Platform interfaces for engaging with third-party services and Vertical Entities;
• Demonstrations and onboarding access;
• Routing and referral functionality to Vertical Entities at your direction.
INSUREU2 Corp. does NOT:
• Provide insurance products, brokerage, underwriting, or carrier services;
• Act as a licensed insurance broker, agent, or agency in any jurisdiction;
• Provide artificial intelligence software directly — all AI services are operated exclusively by IU2 Technology LLC under a separate agreement.
4. Entity Separation and Independent Responsibility
INSUREU2 Corp., IU2 Technology LLC, and all Vertical Entities are legally separate and independent entities. INSUREU2 Corp. does not control, direct, or assume responsibility for the services, products, outputs, or obligations of any other entity.
Specifically:
• All artificial intelligence software, including real-time guidance, transcription, analytics, and AI Outputs, are provided solely by IU2 Technology LLC under its own terms and agreements.
• All services provided by Vertical Entities are subject solely to those entities’ own agreements, policies, and obligations.
• INSUREU2 Corp. is not responsible for the performance, accuracy, legality, compliance, or outcomes associated with any AI Outputs or Vertical Entity services.
Your use of artificial intelligence services is governed by a separate agreement with IU2 Technology LLC. Your engagement with any Vertical Entity is governed exclusively by that entity’s own terms.
5. Eligibility
To use the Service, you must:
• Be at least 18 years of age;
• Have the legal authority to enter into binding agreements on behalf of yourself or any entity you represent;
• Use the Service solely for lawful business or professional purposes.
By using the Service, you represent and warrant that you satisfy all eligibility requirements. INSUREU2 Corp. reserves the right to verify eligibility and to deny or revoke access at its sole discretion.
6. Accounts and Access
If you create or use an account on the INSUREU2 platform:
• You are solely responsible for all activity conducted under your account;
• You must maintain the strict confidentiality of your login credentials;
• You must promptly notify INSUREU2 Corp. at [email protected] of any unauthorized use of or access to your account;
• Accounts are intended solely for authorized internal business use and may not be shared, sold, or transferred without prior written consent.
INSUREU2 Corp. reserves the right to suspend or terminate accounts that violate these Terms or that are associated with fraudulent, abusive, or unauthorized activity, without prior notice and without liability.
7. Artificial Intelligence — Disclaimer and Limitations
The INSUREU2 platform may present or provide access to artificial intelligence-powered tools operated by IU2 Technology LLC. Such tools may generate real-time guidance prompts, transcriptions, summaries, analytics, and recommendations (collectively, “AI Outputs”).
7.1 No Guarantee of Accuracy
AI Outputs are generated automatically and without human review. They may be incomplete, inaccurate, delayed, or outdated. They are not guaranteed to meet any regulatory, compliance, or professional standard, and may not reflect current law, product availability, or factual circumstances.
7.2 No Professional Advice
AI Outputs do not constitute — and must not be relied upon as — insurance advice, legal advice, financial advice, compliance guidance, or any other form of professional advice. Decisions involving such matters require the involvement of qualified, licensed professionals.
7.3 User Responsibility
You are solely responsible for independently evaluating all AI Outputs before acting upon them, determining whether any AI Output is appropriate or suitable for your specific situation, and for any decisions made or actions taken in reliance on AI Outputs.
7.4 Real-Time Guidance Limitations
Any real-time prompts or guidance provided through the platform may not appear in all relevant situations, may be delayed, and cannot account for all variables present in any given interaction. You remain fully and solely responsible for all customer interactions, coverage decisions, and compliance with all applicable laws in every jurisdiction in which you operate.
8. Data, Recording, and Consent
The Service and associated AI technology may involve the capture, transmission, processing, or analysis of communications, voice data, or text data. You acknowledge and agree that:
• You are solely responsible for obtaining all legally required consents from all parties prior to any recording, transcription, or processing of their communications;
• Your use of the Service must comply with all applicable federal, state, and local laws governing the recording of communications, electronic surveillance, and data privacy across every jurisdiction in which you operate, including all applicable multi-party and all-party consent requirements;
• INSUREU2 Corp. bears no responsibility for your compliance with any recording, consent, or data privacy obligations, and you agree to indemnify INSUREU2 Corp. for any claims arising from your failure to comply.
9. Privacy and Data Practices
INSUREU2 Corp.’s collection, use, and handling of personal information is governed by the INSUREU2 Privacy Policy, available at insureu2.club and incorporated into these Terms by reference. By using the Service, you consent to the data practices described in the Privacy Policy.
Data collected by or shared with Vertical Entities or IU2 Technology LLC is governed solely by their respective privacy policies and agreements, for which INSUREU2 Corp. bears no responsibility.
10. Third-Party and Vertical Entity Services
The INSUREU2 Service may link to, integrate with, or facilitate access to services operated by Vertical Entities or other third parties, including IU2 Technology LLC. INSUREU2 Corp.:
• Does not control, endorse, or warrant the performance, legality, accuracy, or outcomes of any third-party or Vertical Entity service;
• Is not responsible for any loss, harm, damage, or liability arising from your use of or reliance on such services;
• Provides access to such services solely as a convenience and routing function at your direction.
All disputes with Vertical Entities or IU2 Technology LLC must be addressed directly with those entities under their respective agreements.
11. Intellectual Property
All content, branding, platform materials, workflows, and functionality made available through the INSUREU2 Service are owned by INSUREU2 Corp. or its licensors and are protected by applicable United States and international intellectual property laws.
You may not:
• Copy, reproduce, distribute, publicly display, or create derivative works from any Service content without prior written authorization from INSUREU2 Corp.;
• Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code or underlying logic of any portion of the platform;
• Use INSUREU2 trademarks, logos, trade dress, or brand assets without express prior written permission.
12. Confidentiality
In connection with your use of the Service, you may be exposed to non-public information regarding INSUREU2 Corp.’s platform structure, workflows, system logic, business processes, pricing, and proprietary technology (collectively, “Confidential Information”). You agree to:
• Hold all Confidential Information in strict confidence using at least the same degree of care you use to protect your own confidential information, but no less than reasonable care;
• Not disclose Confidential Information to any third party without INSUREU2 Corp.’s prior written consent;
• Use Confidential Information solely as necessary to use the Service in accordance with these Terms;
• Promptly notify INSUREU2 Corp. upon becoming aware of any actual or suspected unauthorized disclosure of Confidential Information.
Confidentiality obligations under this Section survive termination of these Terms for a period of five (5) years. Confidential Information does not include information that is or becomes publicly known through no fault of yours, or that you can demonstrate was independently developed without use of INSUREU2 Corp.’s Confidential Information.
13. Prohibited Uses
You agree not to use the Service to:
• Violate any applicable federal, state, or local law or regulation;
• Transmit any unlawful, harmful, threatening, abusive, defamatory, obscene, or fraudulent content;
• Attempt to gain unauthorized access to the Service, associated systems, or the accounts of other users;
• Interfere with, disrupt, or degrade the integrity, security, or performance of the Service or its infrastructure;
• Harvest, scrape, or systematically collect data from the Service without prior written authorization;
• Impersonate any person or entity, or misrepresent your identity, affiliation, or authority;
• Use the Service in any manner that could expose INSUREU2 Corp. or its users to legal liability.
14. Disclaimers
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, INSUREU2 CORP. EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION:
• ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT;
• ANY WARRANTY THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS;
• ANY WARRANTY REGARDING THE ACCURACY, COMPLETENESS, RELIABILITY, TIMELINESS, OR USEFULNESS OF ANY CONTENT OR AI OUTPUTS.
NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM INSUREU2 CORP. OR THROUGH THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.
15. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, INSUREU2 CORP. AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION:
• Loss of revenue, profits, business opportunities, data, or goodwill;
• Cost of substitute goods or services;
• Any outcomes, losses, or claims arising from or related to AI Outputs or Vertical Entity services;
• Any unauthorized access to or alteration of your data or transmissions.
IN NO EVENT SHALL INSUREU2 CORP.’S TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE EXCEED THE GREATER OF: (A) THE TOTAL FEES PAID BY YOU TO INSUREU2 CORP. IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM, OR (B) ONE HUNDRED UNITED STATES DOLLARS ($100.00).
THE LIMITATIONS IN THIS SECTION APPLY REGARDLESS OF THE THEORY OF LIABILITY — WHETHER IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE — EVEN IF INSUREU2 CORP. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS; IN SUCH CASES, LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.
16. Indemnification
You agree to indemnify, defend, and hold harmless INSUREU2 Corp. and its affiliates, officers, directors, employees, agents, successors, and licensors from and against any and all third-party claims, losses, liabilities, damages, judgments, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:
• Your access to or use of the Service;
• Your reliance on or use of any AI Outputs;
• Your violation of these Terms or any applicable law or regulation;
• Your violation of any third-party rights, including intellectual property, privacy, or publicity rights;
• Any content you submit, post, or transmit through the Service;
• Your failure to obtain required consents for recording or data processing.
INSUREU2 Corp. reserves the right to assume exclusive control of the defense of any matter subject to indemnification, at your expense. You agree to cooperate fully with such defense.
17. Dispute Resolution and Arbitration
THIS SECTION CONTAINS A BINDING ARBITRATION CLAUSE AND A CLASS ACTION WAIVER. PLEASE READ IT CAREFULLY — IT AFFECTS YOUR LEGAL RIGHTS.
17.1 Informal Resolution
Before initiating any formal legal proceeding, you agree to first contact INSUREU2 Corp. at [email protected] and attempt in good faith to resolve the matter informally. The parties shall have thirty (30) days from the date of notice to resolve the dispute before either party may initiate arbitration.
17.2 Binding Arbitration
If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms, the Service, or the breach, termination, enforcement, interpretation, or validity thereof shall be resolved exclusively by final and binding arbitration administered by the American Arbitration Association (AAA) under its then-current Commercial Arbitration Rules. The arbitration shall be conducted in Wilmington, Delaware. The arbitrator’s award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
17.3 Class Action Waiver
YOU AND INSUREU2 CORP. EACH EXPRESSLY WAIVE ANY RIGHT TO BRING OR PARTICIPATE IN ANY CLASS ACTION, COLLECTIVE ACTION, CONSOLIDATED ACTION, OR REPRESENTATIVE PROCEEDING. ALL DISPUTES MUST BE BROUGHT IN YOUR INDIVIDUAL CAPACITY ONLY. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS AND MAY NOT PRESIDE OVER ANY FORM OF REPRESENTATIVE OR CLASS PROCEEDING.
17.4 Equitable Relief Exception
Nothing in this Section prevents either party from seeking urgent injunctive or other equitable relief from a court of competent jurisdiction to prevent actual or threatened infringement, misappropriation, or violation of intellectual property rights or Confidential Information obligations, pending the outcome of arbitration.
17.5 Costs
Arbitration filing fees shall be allocated in accordance with the AAA Commercial Arbitration Rules. Each party shall bear its own attorneys’ fees and costs unless the arbitrator determines that a claim was frivolous or brought in bad faith, in which case the arbitrator may award reasonable fees to the prevailing party.
18. Governing Law and Venue
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of laws principles. INSUREU2 Corp. is incorporated in the State of Wyoming, and the parties expressly consent to Delaware law as the governing framework for all matters arising under these Terms.
Any legal proceedings not subject to arbitration under Section 17 — including proceedings to enforce an arbitration award or to seek injunctive relief — shall be brought exclusively in the state or federal courts located in Wilmington, Delaware. You hereby irrevocably consent to personal jurisdiction and venue in such courts and waive any objection to the laying of venue in such courts.
19. Termination
INSUREU2 Corp. may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice, without liability to you. You may terminate your use of the Service at any time by ceasing all access and, if applicable, by closing your account.
Upon termination:
• All rights and licenses granted to you under these Terms shall immediately cease;
• You must immediately cease all use of the Service and destroy or delete any downloaded or stored Service materials;
• Sections 7, 11, 12, 14, 15, 16, 17, 18, and 20 shall survive termination indefinitely.
INSUREU2 Corp. shall have no liability to you arising from any termination of access, except as expressly required by applicable law.
20. General Provisions
20.1 Entire Agreement
These Terms, together with the Privacy Policy and any additional terms applicable to specific features or services, constitute the entire agreement between you and INSUREU2 Corp. with respect to the Service and supersede all prior or contemporaneous agreements, representations, warranties, and understandings, whether written or oral.
20.2 Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court or arbitrator of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible, and the remaining provisions shall remain in full force and effect.
20.3 Waiver
No failure or delay by INSUREU2 Corp. in exercising any right, power, or privilege under these Terms shall operate as a waiver of that right. No single or partial exercise of any right shall preclude any further exercise of that or any other right.
20.4 Assignment
You may not assign, delegate, or transfer these Terms or any rights or obligations hereunder without the prior written consent of INSUREU2 Corp. INSUREU2 Corp. may freely assign these Terms, in whole or in part, in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of its assets, without your consent and without notice.
20.5 Modifications to Terms
INSUREU2 Corp. reserves the right to modify these Terms at any time at its sole discretion. Revised Terms will be posted to insureu2.club with an updated “Last Updated” date. Your continued use of the Service after the posting of revised Terms constitutes your binding acceptance of those changes. For material changes, INSUREU2 Corp. will provide reasonable notice via email or prominent notice on the platform where practicable.
20.6 Force Majeure
INSUREU2 Corp. shall not be liable for any delay or failure in performance resulting from causes outside its reasonable control, including acts of God, natural disasters, pandemic, war, terrorism, civil unrest, government action, changes in law or regulation, internet outages, or third-party service failures. INSUREU2 Corp. will use commercially reasonable efforts to resume performance as soon as practicable.
20.7 Electronic Communications
By using the Service, you consent to receive communications from INSUREU2 Corp. electronically, including by email and through notices posted on the platform. You agree that all agreements, notices, and disclosures provided electronically satisfy any legal requirement that such communications be in writing.
20.8 No Third-Party Beneficiaries
These Terms are for the sole benefit of you and INSUREU2 Corp. and do not create any third-party beneficiary rights in any other person or entity, except as expressly provided herein with respect to indemnified parties.
21. Contact Information
For all inquiries regarding these Terms:
INSUREU2 Corp.
A Wyoming Corporation
P.O. Box 500284
San Diego, CA 92150
Email: [email protected]
Website: insureu2.club